1. About this campaign
1.1The FinMet.sg Deepavali Campaign 2026 (the “Campaign”) is organised by FinMet Pte Ltd (UEN 202022529N), a registered precious metals dealer under the PSPM Act 2019 (dealer number PS20240000367) (“FinMet.sg”). It runs on https://finmet.sg from 12:00 am on 1 November 2026 to 11:59 pm on 9 November 2026, Singapore time (the “Campaign Period”).
1.2These Campaign Terms apply together with the FinMet.sg Terms and Conditions (General Terms of Use & Trade) published at https://finmet.sg, in particular Clause 15A (Promotions, Giveaways and Campaigns), and the FinMet.sg Privacy Policy. If these Campaign Terms conflict with Clause 15A, these Campaign Terms prevail for this Campaign. Words defined in the Terms and Conditions have the same meaning here.
1.3There are three prizes, each of 1 gram of 99.99% purity Swiss-made gold, for three different winners (3 grams in total). Each prize is credited to the winner’s FinMet.sg account and held for the winner in professional vaulting in Singapore, like gold bought on the platform; it is not handed over as a physical bar. Winners can sell their gold back at any time after the 24-hour period, and can redeem physical gold once they hold at least 10 grams, as set out in the Terms and Conditions.
2. Who can take part
2.1The Campaign is open to individuals who are at least 18 years old, hold a valid, active Singpass account with access to Myinfo, and are eligible to hold a FinMet.sg account under the Terms and Conditions. Each person may take part through one FinMet.sg account only.
2.2Employees of FinMet.sg and its group companies, and their immediate family members, cannot win a prize.
3. Entries
3.1During the Campaign Period, participants earn entries (tickets) in the draw as follows: (a) one entry for signing up for a FinMet.sg account during the Campaign Period; and (b) one entry for each 1 gram of gold bought on https://finmet.sg and paid for during the Campaign Period.
3.2There is no limit on the number of entries a participant can earn by buying gold: the more grams bought, the more entries. Customers who signed up before 1 November 2026 do not receive the sign-up entry, but can earn entries by buying gold during the Campaign Period.
3.3A purchase counts only once FinMet.sg has received payment for it within the Campaign Period. Cancelled or unpaid orders do not count. Gold is bought at the normal live price, and the Campaign does not change any price or fee.
3.4An entry earned by buying a gram is cancelled if, during the Campaign Period, that gram is sold back to FinMet.sg or is included in a redemption that the participant pays for (that is, the collection fee is paid within the Campaign Period). Sell-backs and redemptions are applied to a participant’s holdings on a first-in, first-out basis, so grams bought during the Campaign Period are treated as sold or redeemed only after any grams bought earlier.
3.5A participant’s entries count only if they have completed identity verification (KYC) with Singpass by 11:59 pm on 9 November 2026. Participants who have not done so are not entered in the draw, even if they signed up during the Campaign Period.
3.6FinMet.sg’s records determine whether and when an entry was earned or cancelled. Entries made through more than one account, by automated means, with false information or through any other abuse of the Campaign are void.
4. The draw and winners
4.1The draw will be held online on 10 November 2026 at 2:30 pm (Singapore time). FinMet.sg will draw three winners and three reserve entries at random from all valid entries, using an electronic random selection tool.
4.2Each participant can win only one prize, however many entries they have. If another entry belonging to a participant who has already won is drawn, it is set aside and the draw continues.
4.3FinMet.sg will notify winners by email, at the address registered on their FinMet.sg account, within three business days of the draw.
4.4Each winner must pass FinMet.sg’s screening against sanctions lists and databases of politically exposed persons (PEPs). If a winner does not pass, or does not provide information FinMet.sg asks for within 14 days, FinMet.sg will award the prize to the next reserve entry or, if none remains, to a winner chosen by a further random draw.
4.5Each prize is credited to the winner’s FinMet.sg account within 14 days of the winner passing verification and screening, and allocated to an identified, serial-numbered bar in the winner’s name. From then on it is governed by the Terms and Conditions in the same way as gold the winner has bought, including the 24-hour period before sell-back and the 10-gram minimum for redemption. Prizes are personal to the winner, cannot be transferred, and no cash or other alternative is offered.
5. General
5.1By taking part, participants agree that, if they win, FinMet.sg may announce them by first name and the initial of their surname on https://finmet.sg and FinMet.sg’s social media channels. Personal data is handled in accordance with the Privacy Policy, and taking part does not sign anyone up for marketing messages.
5.2FinMet.sg may void any entry, disqualify any participant and withhold or reverse any prize where it reasonably believes these Campaign Terms or the Terms and Conditions have been breached, or where there has been fraud, abuse or error. FinMet.sg may change, suspend, extend or end the Campaign where required by law or regulation, or where circumstances beyond its reasonable control make this necessary, by notice on https://finmet.sg; prizes already credited are not affected.
5.3FinMet.sg’s decisions on eligibility, entries and winners are final, save in the case of manifest error. FinMet.sg keeps records of the Campaign, including entries, draw results and prizes awarded, for at least five years. These Campaign Terms are governed by the laws of Singapore. Questions can be sent to [email protected].